AEPS Banking Services

Aadhaar-enabled banking services for assisted retail counters.

Duepe helps retailers offer AEPS cash withdrawal, balance enquiry, mini statement, and Aadhaar Pay services with biometric authentication, transaction status, and receipt-ready records.

Start AEPS Services View Transaction Flow

Cash Withdrawal Bank account access through Aadhaar and biometric authentication.

Balance Enquiry Quick account balance check for Aadhaar-linked bank customers.

Mini Statement Recent transaction summary with clear service reference details.

Aadhaar Pay Assisted merchant payment flow using Aadhaar authentication.

Counter Flow

AEPS is a verification-first service.

The retailer must confirm the service type, customer consent, Aadhaar-linked bank account, and biometric authentication before a transaction can be completed.

Select Service and Bank

Choose cash withdrawal, balance enquiry, mini statement, or Aadhaar Pay and capture bank selection.

Service setup

Capture Aadhaar Details

Enter customer Aadhaar information and required transaction amount or enquiry details.

Customer consent

Authenticate Biometric

Verify identity using a certified biometric device and submit the transaction securely.

Biometric auth

Confirm Status and Receipt

Track success, pending, failed, refund, and support states with the transaction reference.

Receipt ready

Service Coverage

Core AEPS services partners can offer.

AEPS is designed for assisted banking access at local counters where customers need cash, account information, or Aadhaar-authenticated payment support.

Cash Withdrawal

Allow eligible customers to withdraw cash from Aadhaar-linked bank accounts using biometric authentication.

Balance Enquiry

Help customers check account balance at the counter without visiting a bank branch.

Mini Statement

Provide recent account transaction details after Aadhaar and biometric verification.

Aadhaar Pay

Support merchant payment collection from customer bank accounts through Aadhaar authentication.

Requirements and Control

Built around authentication, records, and cash handling.

AEPS needs tighter operating discipline than simple digital payments because the retailer handles customer identity, banking response, and physical cash.

Customer eligibility Customer needs an Aadhaar-linked bank account and must provide consent for the requested AEPS service.

Biometric device readiness Retailer counters need supported biometric device setup for secure Aadhaar authentication.

Receipts and dispute tracking Transaction references help resolve pending, failed, reversed, and customer support cases.

Partner Operations

What AEPS partners need to manage daily.

Retailer onboarding
Enable only verified counters with service permissions and device readiness.

Cash availability
Support cash withdrawal requests with controlled cash movement at the counter.

Transaction visibility
Track success, pending, failed, and reversed AEPS requests with references.

Daily reconciliation
Review wallet movement, commission entries, cash payout, and support cases.

Business Use Cases

AEPS helps local counters become assisted banking points.

The service is useful for retailers, distributors, and API partners that want Aadhaar-based banking access with clear transaction records.

Retail Counters

Serve customers who need cash withdrawal, balance enquiry, mini statement, or Aadhaar Pay support near home.

Distributor Networks

Manage retailer permissions, transaction activity, commission movement, and support cases across the network.

API Partners

Connect AEPS services with structured status handling, reporting, and reconciliation support.

Ready to enable AEPS services?

Talk to our team about retailer onboarding, biometric device readiness, commission structure, transaction reporting, and API access.

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